An insurance policy that covers medical conditions when one is abroad If the student does have health insurance (either through their parents or home institution), the policy may or may not provide coverage in other countries, and it may or may not cover certain types of expenses, such as evacuation or repatriation. Special health insurance for students pursuing education abroad, as well as for non-students, is available from numerous companies. It may be purchased by individuals, or by an institution as a group policy in which individual students from that institution may enroll. Such policies are meant to provide coverage outside of the home country where a traveler’s regular health insurance may not be applicable and to provide coverage in the event that medical evacuation or repatriation of remains becomes necessary. Most policies specifically for health insurance abroad have a home-country exclusion, as well as many other exclusions (for example, for preexisting conditions).